If you are a frequent traveler, then I bet that you would be cursing your car rental agency for the excess charges that these agencies usually levy upon their customers. These charges are usually kept as a security deposit by these companies and are often returned after the car is returned back to them. But, what till then? What if you are short on cash and although you know that you’ll get it back, but are still unwilling to part with it? Well, if that’s the case, you can buy one of the many lucrative car hire insurance policies in the markets, car hire excess insurance policies being one of these policies.